Plans

Student loan forgiveness and repayment plans vary based on several factors. Some of these factors include, but are not limited to location, type of loan, and current standing. We’ll ask you a few questions on the next page to see if you qualify.
Simply enter your zip code below to begin.

Plans

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Terms and Privacy Policy

OPTIMUM IS A PRIVATE COMPANY, AND IS NOT AFFILIATED WITH THE DEPARTMENT OF EDUCATION OR ANY OTHER ACADEMIC OR GOVERNMENTAL ENTITY. YOU CAN APPLY FOR LOAN CONSOLIDATION, WITHOUT PAID ASSISTANCE THROUGH THE DEPARTMENT OF EDUCATION(DOE) Optimum SERVICES ASSIST YOU PREPARE AND PROCESS THE APPLICATION FOR STUDENT LOAN CONSOLIDATION AND REPAYMENT PROGRAMS OFFERED BY THE DOE. Optimum IS NOT A LOAN SERVICE, AND DOES NOT PROVIDE DEBT RELIEF SERVICES, INCLUDING RENEGOTIATING, SETTLING, OR IN ANY WAY ALTERING THE TERMS OF PAYMENT OR DEBT.